PeP Group

Polskie ePłatności (Polish ePayments – PeP) is a leading Polish merchant acquirer in Poland offering a full range of in-store, online payment solutions and value-added services. with an installed base of more than 250 000 point-of-sales terminals, offering a broad set of payment solutions for SME merchants. Founded in 2010 Over the last 10 years, PeP exhibited impressive growth as a result of both organic growth and sizeable acquisitions with the terminal base more than tripling since mid-2016.

PeP is the fastest growing payment technology company in one of the fastest growing digital payment economies in Europe. The team of PeP is know for their high-quality in-house operation and business performance. Polskie ePłatności is the second largest payment terminal operator in Poland in terms of the number of devices.

Over the past five years, PeP has carried out a process of consolidation of the Polish payments market. As a result, it managed to acquire, among others, Kolporter’s terminal business, as well as PayUp, PayLane, BillBird and, most recently, TopCard. The company employs more than 700 people. As of October 2020, PeP became part of the Nets Group, which entered into a merger agreement with Italian payment services provider Nexi in July 2021.

Management

Maciej Nowosielski - CEO

Maciej Nowosielski has been in leadership and management roles at strategic and operational levels for over 22 years. In his 25 years of experience, he has met businesses from 7 different industries. Currently, as of February 28, 2022, he is the CEO of Polskie ePłatności S.A. Group and its subsidiaries. He has been with PeP since May 2017, first as Commercial Director, and since January 2020 as Vice President of the Management Board. Previously, he worked with Advent International Investment Fund in the publishing and education markets as Commercial Director and Director of Business Development and Sales, respectively. In parallel, he carried out interim projects for companies such as Perfetti van Melle, Ricoh and Media Saturn Holding and many others. From 1997 to 2010, he was associated with the telecommunications industry. At Orange, he managed a network of indirect sales agencies and investment projects in the B2C and SOHO markets. Earlier, at Telekomunikacja Polska Group, he managed field structures in the areas of sales and operational marketing in managerial positions. He honed his competencies at the Executive MBA at The Nottingham Trent University & Poznań University of Economics, training courses offered by FT Group Management School Development Programs and postgraduate studies in management and marketing. He holds an Associate PM certification supported by MT&DC, TQM and SixSigma training. A practitioner, he is an experienced leader yes within organization development, change management or working with multidimensional commercial structures. Privately, he enjoys sharing his knowledge by conducting trainings and lectures at several universities in the country and is passionate about martial arts.

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Żaklina Pawlak-Iwińska - Member of the Management Board

Żaklina Pawlak Iwińska was associated with Polish ePayments practically from the very beginning of the establishment of the company. In February 2019, she took the position of Vice President of HR, and since the end of 2019 she is a Member of the Supervisory Board of BillBird S.A. (a member of the Polish ePayments group). In the years 2011-2019 she was the HR Department Director. She gained her experience in the field of human resources management in 2010-2016 as HR Director at OPTeam S.A. She devoted the years 2007-2010 to work and gaining experience at the Rzeszów Hospital of the Ministry of Interior and Administration, as the head of the human resources department. A graduate of the University of Rzeszów in the field of sociology and history, with additional diplomas in human resources management, competence management, labor law and health and safety at work. She uses her significant experience to support the development of one of the fastest growing companies in the field of non-cash payments in Poland. She shares her knowledge and passion by participating as a speaker and expert in numerous conferences and seminars within the Podkarpacki HR Club. In her free time, she loves big and small travel, as well as modern methods of personal development of employees. Her outdoor activities are related to her passion for flowers and gardening.

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Żaklina Pawlak Iwińska-Member of the Management Board

CFO with more than 15 years of experience, from the beginning associated with the Consumers Finance sector in the development of financial services such as loans and credits, financial intermediation, insurance and payment services. Since 2002, she has held managerial positions at strategic and operational levels at Sygma Bank (Laser Group) as CFO, where she participated in the development of banking products and services. From 2012 to 2021, connected as CFO-Member of the Board of Directors of Oney Poland (French Oney Bank Group) and simultaneously serving as CEO of the Oney Services subsidiary, developed financial intermediation services, including the implementation of e-commerce solutions and payment services. From 2018 to 2021, as CFO of Smartney, she launched a new fintech in the loan services industry. She has been involved in the POS Terminals sector since 2021, as CFO of Ingenico Poland responsible for the Eastern Europe area. Her professional background includes competencies related to financial management, business transformation, improving the efficiency of operations and processes, analyzing product profitability, monitoring liquidity management ratios once capital management. Graduated from the Executive MBA Program of the University of Quebec at Montreal and from prestigious postgraduate programs in finance and business at EDHEC- Ecole de Hautes Etudes Commerciale du Nord and Saïd Business School, University of Oxford - Fintech Programme. She is certified by the ACCA Association of Chartered Certified Accountants.

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Tomasz Buczak – Member of the Management Board

Tomasz Buczak has taken on the role of CTO at Polskie ePatności S.A. and Polskie ePłatności z o.o. since February 2023. Since January 2024, he is also a Board Member at Polskie ePłatności z o.o.. He is responsible for the IT Division, including the departments of Software Development, PMO, Business Analysis, Infrastructure and IT Governance, Risk and Compliance.He has started his career in IT in 2003, working with multinational corporations developing specialized programming for both commercial customers and the public sector. From 2022 to 2023, as Head of IT at NatWest Bank, he was responsible for setting up a third strategic location in Poland for a software department specializing in investment risk analysis and reporting.From 2020 to 2022, he expanded his career as CTO at PCG Akademia, where he was responsible for, among other things, the Software Production Department and Product Management Team. He participated in building the company's IT business and operational strategy. He was responsible for the implementation of the SDLC project and optimization of the software production process, successfully finalizing 21 commercial projects.From 2018 to 2020, as Director of the Asseco Innovation Hub, he was responsible for the creation and commercialization of FinTech startups that were expanding the range of Asseco Poland's IT products for the financial market. During this time, he completed the incubation for eight startups, from which two commercialized their solutions. Previously, from 2005 to 2018, he was associated with Asseco Poland in the Commercial Banks Division as a Java developer, then Database Engineer, Chief Solutions Architect, Project Manager and Product Manager. He started his IT career at Comarch, where he worked as a system engineer and programmer from 2003 to 2005.Graduate of Rzeszow University of Technology and MBA studies at the School of Business - National Louis University. Enthusiast of new technologies, Lean Management, Agile and leadership based on common sense. He is happy to share his experience and industry experience during public speeches, panel discussions, workshop meetings and mentoring. He is an active member of the Scrum and Agile community.

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Polskie ePłatności (Polish ePayments – PeP) is a leading Polish merchant acquirer in Poland offering a full range of in-store, online payment solutions and value-added services. with an installed base of more than 250 000 point-of-sales terminals, offering a broad set of payment solutions for SME merchants. Founded in 2010 Over the last 10 years, PeP exhibited impressive growth as a result of both organic growth and sizeable acquisitions with the terminal base more than tripling since mid-2016.

PeP is the fastest growing payment technology company in one of the fastest growing digital payment economies in Europe. The team of PeP is know for their high-quality in-house operation and business performance. Polskie ePłatności is the second largest payment terminal operator in Poland in terms of the number of devices.

Over the past five years, PeP has carried out a process of consolidation of the Polish payments market. As a result, it managed to acquire, among others, Kolporter’s terminal business, as well as PayUp, PayLane, BillBird and, most recently, TopCard. The company employs more than 700 people. As of October 2020, PeP became part of the Nets Group, which entered into a merger agreement with Italian payment services provider Nexi in July 2021.

Management

Maciej Nowosielski - President of the PeP Group Management Board

Maciej Nowosielski has been in leadership and management roles at strategic and operational levels for over 22 years. In his 25 years of experience, he has met businesses from 7 different industries. Currently, as of February 28, 2022, he is the CEO of Polskie ePłatności S.A. Group and its subsidiaries. He has been with PeP since May 2017, first as Commercial Director, and since January 2020 as Vice President of the Management Board. Previously, he worked with Advent International Investment Fund in the publishing and education markets as Commercial Director and Director of Business Development and Sales, respectively. In parallel, he carried out interim projects for companies such as Perfetti van Melle, Ricoh and Media Saturn Holding and many others. From 1997 to 2010, he was associated with the telecommunications industry. At Orange, he managed a network of indirect sales agencies and investment projects in the B2C and SOHO markets. Earlier, at Telekomunikacja Polska Group, he managed field structures in the areas of sales and operational marketing in managerial positions. He honed his competencies at the Executive MBA at The Nottingham Trent University & Poznań University of Economics, training courses offered by FT Group Management School Development Programs and postgraduate studies in management and marketing. He holds an Associate PM certification supported by MT&DC, TQM and SixSigma training. A practitioner, he is an experienced leader yes within organization development, change management or working with multidimensional commercial structures. Privately, he enjoys sharing his knowledge by conducting trainings and lectures at several universities in the country and is passionate about martial arts.

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Żaklina Pawlak Iwińska- Vice President of the Management Board

Żaklina Pawlak Iwińska was associated with Polish ePayments practically from the very beginning of the establishment of the company. In February 2019, she took the position of Vice President of HR, and since the end of 2019 she is a Member of the Supervisory Board of BillBird S.A. (a member of the Polish ePayments group). In the years 2011-2019 she was the HR Department Director. She gained her experience in the field of human resources management in 2010-2016 as HR Director at OPTeam S.A. She devoted the years 2007-2010 to work and gaining experience at the Rzeszów Hospital of the Ministry of Interior and Administration, as the head of the human resources department. A graduate of the University of Rzeszów in the field of sociology and history, with additional diplomas in human resources management, competence management, labor law and health and safety at work. She uses her significant experience to support the development of one of the fastest growing companies in the field of non-cash payments in Poland. She shares her knowledge and passion by participating as a speaker and expert in numerous conferences and seminars within the Podkarpacki HR Club. In her free time, she loves big and small travel, as well as modern methods of personal development of employees. Her outdoor activities are related to her passion for flowers and gardening.

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Zuzanna Hotiuk - Vice President of the Management Board CFO

Żaklina Pawlak Iwińska was associated with Polish ePayments practically from the very beginning of the establishment of the company. In February 2019, she took the position of Vice President of HR, and since the end of 2019 she is a Member of the Supervisory Board of BillBird S.A. (a member of the Polish ePayments group). In the years 2011-2019 she was the HR Department Director. She gained her experience in the field of human resources management in 2010-2016 as HR Director at OPTeam S.A. She devoted the years 2007-2010 to work and gaining experience at the Rzeszów Hospital of the Ministry of Interior and Administration, as the head of the human resources department. A graduate of the University of Rzeszów in the field of sociology and history, with additional diplomas in human resources management, competence management, labor law and health and safety at work. She uses her significant experience to support the development of one of the fastest growing companies in the field of non-cash payments in Poland. She shares her knowledge and passion by participating as a speaker and expert in numerous conferences and seminars within the Podkarpacki HR Club. In her free time, she loves big and small travel, as well as modern methods of personal development of employees. Her outdoor activities are related to her passion for flowers and gardening.

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Eugenio Tornaghi - Chairman of the Supervisory Board

Eugenio Tornaghi also serves as Head of NEXI CSEE Region, coordinating the activities of the Nexi Group in Central and Eastern Europe.

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Vishal Oberoi - Member of the Supervisory Board

Vishal Oberoi also serves as Group Head of Compliance at Nexi Group, responsible for ensuring business compliance in the Nexi Group.

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Francesca Renzulli – Member of the Supervisory Board

Francesca Renzulli is also Head of Group Corporate Governance at Nexi Group, with responsibility for corporate governance.

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BillBird S.A. is part of the Group Polish ePaymants. It provides money transfer services on the basis of permit No. IP2/2012 issued by the Financial Supervision Commission on 20.12.2012. It is a leader in innovative ways of regulating receivables in Poland. BillBird SA is a provider of solutions for mobile payments providing business solutions for electronic invoices. It guarantees comprehensive protection of data and information, both internally generated and entrusted by other entities.

In 2011. BillBird S.A. received a certificate confirming compliance of the implemented Information Security Management System with ISO/IEC 27001. Awarding this certificate is not only a prestige, but also a measurable benefit for all business partners of BillBird S.A. By implementing appropriate internal regulations, verified during the certification procedure, the company can guarantee comprehensive protection of data and information, both internally generated and entrusted by other entities.

Since 2011. BillBird S.A. has confirmed the application of the highest standards of information security by successfully passing recertification audits three times. Currently held by the Company certificate of compliance of the Information Security Management System with ISO/IEC 27001 standard was issued on 31.08.2020 with the expiration date on 30.08.2023.

Management

Maciej Nowosielski - Chairman of the Board

Maciej Nowosielski has been in leadership and management roles at strategic and operational levels for over 22 years. In his 25 years of experience, he has met businesses from 7 different industries. Currently, as of February 28, 2022, he is the CEO of Polskie ePłatności S.A. Group and its subsidiaries. He has been with PeP since May 2017, first as Commercial Director, and since January 2020 as Vice President of the Management Board. Previously, he worked with Advent International Investment Fund in the publishing and education markets as Commercial Director and Director of Business Development and Sales, respectively. In parallel, he carried out interim projects for companies such as Perfetti van Melle, Ricoh and Media Saturn Holding and many others. From 1997 to 2010, he was associated with the telecommunications industry. At Orange, he managed a network of indirect sales agencies and investment projects in the B2C and SOHO markets. Earlier, at Telekomunikacja Polska Group, he managed field structures in the areas of sales and operational marketing in managerial positions. He honed his competencies at the Executive MBA at The Nottingham Trent University & Poznań University of Economics, training courses offered by FT Group Management School Development Programs and postgraduate studies in management and marketing. He holds an Associate PM certification supported by MT&DC, TQM and SixSigma training. A practitioner, he is an experienced leader yes within organization development, change management or working with multidimensional commercial structures. Privately, he enjoys sharing his knowledge by conducting trainings and lectures at several universities in the country and is passionate about martial arts.

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Mateusz Godecki - Member of the Management Board.

Mateusz Godecki has over 18 years of experience in the FinTech and eCommerce market. He specializes in comprehensive services for National Payment Institutions and companies related to the Fintech market. Since September 2018, he has been associated with Centrum Rozliczeń Elektronicznych Polskie ePłatności. Initially, he cooperated with PeP as a Legal Adviser, and then the Head of the Legal Department of the Capital Group, which includes the following companies: Centrum Rozliczeń Elektronicznych Polskie ePłatności, BillBird, Polskie ePłatności (former PayLane), TopCard. Mateusz Godecki's team is responsible for comprehensive legal and regulatory services for all companies of the PEP Group. His successes include co-conducting and then obtaining by PayLane the status of the so-called Affiliate / Associate at Visa and MasterCard Card Association, obtaining and concluding an agreement with the so-called Sponsor Bank in Visa and MasterCard Payment Organizations (the so-called Sponsored Bank), or comprehensive preparation of the PEP Group in the Vendor Due Diligence process in the process of taking over the PeP Group by the Nets Group. Participation in the process of obtaining a permit from the Polish Financial Supervision Authority for the purchase of the National Payment Institution - BillBird, is also an implementation coordinated by Mateusz Godecki's team. His career began in 2006 at the Baker McKenzie Law Firm. Then, in the years 2006 - 2018, he cooperated with eCard, one of the leaders on the Polish market in the field of online payments. From 2014, he also worked in the Capital Partners brokerage house, where he focused on legal services and compliance for subsidiaries: Dom Maklerski Capital Partners S.A. and TFI Capital Partners S.A. as Head of Legal and Compliance Officer.

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Zuzanna Hotiuk - Member of the Management Board CFO

CFO with more than 15 years of experience, from the beginning associated with the Consumers Finance sector in the development of financial services such as loans and credits, financial intermediation, insurance and payment services. Since 2002, she has held managerial positions at strategic and operational levels at Sygma Bank (Laser Group) as CFO, where she participated in the development of banking products and services. From 2012 to 2021, connected as CFO-Member of the Board of Directors of Oney Poland (French Oney Bank Group) and simultaneously serving as CEO of the Oney Services subsidiary, developed financial intermediation services, including the implementation of e-commerce solutions and payment services. From 2018 to 2021, as CFO of Smartney, she launched a new fintech in the loan services industry. She has been involved in the POS Terminals sector since 2021, as CFO of Ingenico Poland responsible for the Eastern Europe area. Her professional background includes competencies related to financial management, business transformation, improving the efficiency of operations and processes, analyzing product profitability, monitoring liquidity management ratios once capital management. Graduated from the Executive MBA Program of the University of Quebec at Montreal and from prestigious postgraduate programs in finance and business at EDHEC- Ecole de Hautes Etudes Commerciale du Nord and Saïd Business School, University of Oxford - Fintech Programme. She is certified by the ACCA Association of Chartered Certified Accountants.

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Team4U sp. z o.o. as of 2022 is part of the PeP Group and a subsidiary of Centrum Rozliczeń Elektronicznych Polskie ePłatności S.A., in which PeP has a 75% stake in the share capital. Team4U sp. z o.o. is the owner of a mobile application for retail outlets known as Simapka. The company primarily offers an application to support distribution and sales processes. It is a functional and easy-to-use mobile application for retail outlets. The company provides products that increase the range of services and attractiveness of stores, as well as earn additional remuneration. It has gathered around it a team of specialists with knowledge and experience in its business. Competence and relentless commitment make them comprehensively advise and matching the product or service to the needs of customers. The entry of Team4U sp. z o.o. into the PeP Group has made it possible to provide our customers with state-of-the-art technology and an even wider range of services at the terminal. We focus on comprehensive solutions based on customized value-added services.

Management

Rafał Rasmus - Chairman of the Board

Rafal has more than 20 years of experience in sales management and building sales structures. He builds his competencies based on knowledge, experience and creativity in the fields of finance, marketing, sales, negotiation or organization and management. He is a graduate of ATR in Bydgoszcz in the field of Management and Marketing and postgraduate studies in Project Management at the Warsaw School of Economics. After work hours, he loves hiking and communing with nature. He practices weekend getaways, as well as long organized trips in a RV.

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Juliusz Stawiński – Member of the Management Board

Bartłomiej Zydroń – Member of the Management Board